Govt Schemes and aims


Pradhan Mantri Krishi Seenchai Yojana (PMKSHY)
  • Purpose—- Irrigation need of farmers
  • Lunched in—- Haryana
  • Present allocation—-1000 cr
  • Total allocation—–50000 cr( for 5 years)
  • 7TH Point agenda for PSB banks
  • Started @ Delhi
  • 1. Appointment, Bank Board Beuro, Capitalization, De-stresing, Empowerment, Performance & Reforms
Pradhana Mantri Jan Dhan Yojana (PMJDY)
  • Purpose—Comprehensive financial inclusion
  • Launched in— Vigyan bhawan Delhi
  • 76 cr accounts opened by 10 Jan 15
  • Accidental insurance –1 lakh–given by HDFC Ergo
  • Life Insurance—30000—given by LIC
  • Overdraft Facility—5000
Make In India
  • Purpose:to make India a manufacturing hub
  • Launched in—-vigyan bhawan Delhi
  • This program emphasis –25 sectors
Swachh Bharat Mission 
  • Purpose–clean india by 02/10/ 2019
  • Launched on 02/10/2014
  • Launched in–Valmiki Basti in Delhi
  • Logo—-Anat Khasbardar from Maharashtra
  • Tagline–“Ek Kadam Swachhata Ki Aur”-by Bhagyasri –Gujarath
  • Ambassador–Aamir Khan
  • Cost- 62, 000cr.
Saansad Adhrash Gram Yojana (SAGY)
  • Purpose–Developing villages by MPs by 2019
  • Goal: Each MP will develop
  • at least 1 villages by 2017
  • least 3 villages by 2019
  • Later 5 villages by 2024 
  • Samanvay Portal has started.
Vana bandhu Kalyan Yojana
  • Purpose–welfare of tribal people
  • Allocation—100 cr(2014-15)
Kishaan Vikas PatraInvestmentScheme 
  • Purpose——Relaunched to encourage savings among citizens
  • Launched in — Delhi
  • Investment in KVP doubled in –100 months or 8 yr 4 minths
  • Is PAN required –No (if <50000 br=””>If 10 lakh— additional income proof required
  • Currently available — Sold only via post offices
  • Available denominations—1000,5000,10000,50000
  • Is there any limit in investment–No
  • Is there any premature withdrawal– only after 30 months
  • Can we transfer this certificate to others—Yes
  • Is interest is taxabke—Yes
  • Interest rate —8.7 %
National Heritage City Development and Augmentation Yojana (HRIDAY)
  • Purpose— Heritage Conservation
  • Completing duration — by March 2017
  • The scheme implented in how many cities –12
  • Total outlay– 100 cr
Beti Bachao,Beti Padhao (Save Girl child, Educate Girl child) 
  • Purpose–To improve child sex ratio(0-6yrs)
  • Launched In:Panipat,Haryana
  • Brand Ambassador -Madhuri Dixit
  • Brand Ambassador of Haryana BB,BP –Paraneeti Chopra
Sukanya Samridhi Yojana (SSY)  

  • Purpose—Social security for girls
  • Launched in—– Panipat,Haryana
  • Eligibility to open accounts–girls under 10 yrs
  • Howmuch amount can deposit—1000 to 1.5 lakh
  • Maturity period —- 21 yrs
  • Interest rate— 9.2 % per annum
MUDRA(Micro Units Development and Refinance Agency) Bank
  • Purpose–To fund small entrepreneurs
  • Launched in —New Delhi
  • Is it setup under which scheme—Pradhan Mantrim MUDRA Yojana Scheme
  • Is it part of — SIDBI
  • Tagline:Innovative Way of Funding Small Business
  • Corpus—-20000 cr
  • Credit guarantee corpus — 3000 cr
  • Products:
  • SHISHU —- Loans up to 50000
  • KISHOR —-50000 to 5 lakh
  • TARUN —–5 lakh to 10 lakh
  • First bank to launch MUDRA card on RuPay — Corporation Bank
Pradhana Mantri Suraksha Bima Yojana (PMSBY)
  • Purpose– Accidental Insurance Scheme
  • Launched In — Kolkata
  • Eligibility—— 18 to 70 yrs
  • Coverage — Accidental death and full disability–2 lakh
  • Partial Disability– 1 lakh
  • Premium— 12 Rs for annum
Pradhana Mantri Jeevana Jyoti Bima Yojana(PMJJBY)
  • purpose– Life insurance
  • Eligibility —- 18 to 50 yrs
  • Coverage—- Death — 2 lakh
  • Premium — 330 Rs per annum
Atal Pension Yojana (APY)
  • Purpose– Pension Scheme
  • Eligibility— 18 to 40 yrs
  • Premium –besed on what you want receiving at age of 60 yrs
  • Pension range —– 1000 to 5000
  • How much Union government contribute– 50 % for period of 5 yrs
  • Who will administrated this — PFRDA(Pension Fund Regulatory and Development Authority)
Rashtriya Avishkar Abhiyan(RAA)
  • The government has announced that the Rashtriya Avishkar Abhiyan will be renamed as APJ Abdul Kalam Rashtriya Avishkar Abhiyan in memory of the former president
  • Purpose– Motivate children 6-18 yrs engage in Science and Mathematics and Technology
  • Who will develop this concept– Ministry of Human Resource Development
  • Under Rashtriya Avishkar Abhiyan, the government schools will be mentored by Institutes like IITs/ IIMs/ IISERs and other Central Universities and reputed organisations through innovative programmes, student exchanges, demonstrations, student visits, etc to develop a natural sense of passion towards learning of Science and Maths
Pradhan Mantri Awas Yojana
  • Purpose–Urban Development 3 schemes launched
  • Atal Mission for Rejuvenation and Urban Transformation(AMRUT)
  • Aim– Developing 500 cities population 1 lakh above
  • Outlay — 50000 cr
  • Smart Cities Mission
  • Aim——Developing 100 smart cities
  • Outlay — 48000 cr
Housing for All
  • Aim——developing housing facilities in urban areas
  • Time period — by 2022
Digital India
  • Purpose —- to transform India into digitally empowered
  • Launched in—-Indira Gandhi stadium,Delhi
  • The time period–2019
Skill India Mission
  • Main Aim of this Scheme — to coverage and minister skill development schemes and subsidise loans to students
  • Target– to provide skill training to 40.02 crore people by 2022
  • Skill Loan where loans from 5000 to 1.5 lakh available to 34 lakh youth
  • Tag Line— Kaushal Bharat, Kushal Bharat
  • PMKVY will skill how many people next year—- 24 lakh youth
  • Howman graduating students received job offer letters on the occasion of World Youth Skills Day—- 18000 above
Deen Dayal Upadhyaya Gram Jyoti Yojana(DDUGJY)
  • Main Aim of this Schem—24/7 supply of power in rural area
  • Launched in —Patna
  • Outlay—– 76000 cr
Sahaj Scheme
  • Main Aim and Objective Of this Scheme -The on line release of new LPG connections, through the portal mylpg.in to enable customers to register for new LPG connections online, as well as make on line payments for the same.
  • In Starting This Scheme Was Launched In 12 Cities
Pahal Scheme
  •  Direct LPG Cash Subsidy Transfer to Consumer Account
  • Once consumer join the scheme he will get LPG cylinder at market price and will receive LPG subsidy in his bank account .
  • If the LPG consumers who do not wish to avail the LPG subsidy for LPG cylinders can simply choose to opt out of subsidy


National Rural Livelihood Mission (NRLM)
  • This scheme will organize rural poor into SHG groups and make them capable for self-employment.
  • The idea is to develop better livelihood options for the poor.
HRIDAY – Heritage City Development and Augmentation Yojana
  • The scheme seeks to preserve and rejuvenate the rich cultural heritage of the country.
  • Scheme Will Be Implemented By Urban Development Ministry
  • Was Launched On Jan 2015
Smart Cities Mission
  • To enable better living and drive economic growth stressing on the need for people centric urban planning and development.
  • Scheme Will Be Implemented By Urban Development Ministry