Banking Structure in India

The Banking Regulation Act, 1949 defines a banking company as a company which transacts the business of banking in India. Banking is defined as accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise and withdrawable by cheque, draft, order or otherwise. Section 49A of the Act prohibits any institution other than a banking company to accept deposits from the public withdrawable by cheque. RBI is the apex regulater for banks.
Banks can be broadly categorized as Commercial Banks or Co-operative Banks.
Commercial Banks include:
• Public Sector Banks (SBI, SBI Associates and Nationalised Banks)
• Private Sector Banks (Old, New and Foreign)
• Regional Rural Banks
Co-operative Banks include:
• Urban co-operative banks
• Rural / Agricultural co-operative banks.
Banks which meet specific criteria are included in the second schedule of the RBI Act, 1934. These are called scheduled banks.Scheduled banks are considered to be safer, and are entitled to special facilities like re-finance from RBI. Inclusion in the schedule also comes with its responsibilities of reporting to RBI and maintaining a percentage of its demand and time liabilities as Cash Reserve Ratio (CRR) with RBI.

IBPS Release Score-P.O/MT-V

Dear Aspirants
IBPS has released the marks secured by the qualified and unqualified candidates in the IBPS PO Preliminary Exam. You can check the marks by clicking on the below link.
Check your Score

IBPS P.O -V Cutoff marks each section:

Subject Max Marks General Cutoff OBC SC/ST PWD
Numerical Ability 35 7.75 5.0 5.0 2.0
English 30 7.25 4.75 4.75 4.50
Reasoning 35 11.26 7.75 7.75 2.0
Sectional Cutoff   37.25 37.25 30.75/17.25 10-15

PROGRAMS OFFERED

IPCI offers two specialised programs to help you prepare for your banking entrance exams(IBPS, Bank Clerk and Probationary Officer, RBI Officer, SBI Clerk and P.O).
The programs cover an extensive study of banking concepts that are necessary to be learnt to qualify the exams & getting trained in providing excellent customer service.
IPCI Offers:
Welcome To Banking Institute in Mumbai || IBPS Institute in Mumbai || Staff Selection Commission Institute in Mumbai || MBA Entrance Exam Centre in Mumbai || SSB Interview Coaching Centre || IBPS Institute in Mumbai || Bank P.O Exam Centre at dadar || IBPS P.O Exam Prepration Centre in Mumbai || RRBs Exam Institute in Mumbai || MAH – CET Coaching Institute || IBPS Clerk Institute at Dadar || Banking Institute at Dadar || Banking Institute In Mumbai || Banking Tuition in Mumbai || RBI Grade-B officer Exam Preparation|| Banking Awareness Coaching at Dadar || Quantitative Math Coaching || Logical Reasoning Coaching centre in mumbai || Banking Institute ||

Computer term Ethernet

3G: 3G refers to the third generation of cellular data standards. Cell phone companies often market mobile phones as “3G…
4G: 4G is the fourth generation of cellular data standards. Like 3G, there is no single 4G technology. Instead, 4G an…
802.11a: 802.11a is a Wi-Fi standard developed by the IEEE for transmitting data over a wireless network. It uses a 5 GHz band…
802.11b: 802.11b is a Wi-Fi standard developed by the IEEE for transmitting data over a wireless network. It operates on a…
802.11g: 802.11g is a Wi-Fi standard developed by the IEEE for transmitting data over a wireless network. It operates on a…
802.11n: 802.11n is a wireless ((Wi-Fi|wi-fi)) standard that was introduced in 2007. It supports a longer range and higher…

4G networks offer faster speeds than cable or DSL

4G is the fourth generation of cellular data standards. Like 3G, there is no single 4G technology. Instead, 4G an umbrella of technologies that conform to the requirements established by the International Telecommunications Union. All 4G devices must support a data transfer rate of at least 100 Mbps.

Keyboard and type of Key:

Keyboard is the most common and very popular input device which helps in inputting data to the computer. The layout of the keyboard is like that of traditional typewriter, although there are some additional keys provided for performing additional functions.

Keyboards are of two sizes 84 keys or 101/102 keys, but now keyboards with 104 keys or 108 keys are also available for Windows and Internet.

The keys on the keyboard are as follows:

Typing Keys: These keys include the letter keys (A-Z) and digit keys (0-9) which generally give same layout as that of typewriters.
Numeric Keypad: It is used to enter numeric data or cursor movement. Generally, it consists of a set of 17 keys that are laid out in the same configuration used by most adding machines and calculators.
Function Keys: The twelve function keys are present on the keyboard which are arranged in a row at the top of the keyboard. Each function key has unique meaning and is used for some specific purpose.
Control keys: These keys provide cursor and screen control. It includes four directional arrow keys. Control keys also include Home, End, Insert, Delete, Page Up, Page Down, Control(Ctrl), Alternate(Alt), Escape(Esc).
Toggle Key: A toggle key is used to alternate the input mode of a group of keys on a keyboard. Some examples include Caps Lock, Insert, Num Lock, and Scroll Lock.
Modifier Key: a modifier key is a special key (or combination) on a computer keyboard that temporarily modifies the normal action of another key when pressed together. the Alt, Ctrl, and Shift keys are modifier keys
Special Purpose Keys: Keyboard also contains some special purpose keys such as Enter, Space bar, Tab, Multimedia and Print Screen.

Computer Input Devices

Input Devices:n input device is a peripheral (piece of computer hardware equipment) used to provide data and control signals to an information processing system such as a computer or information appliance.
List of Input device:
Keyboard
Mouse
Joy Stick
Light pen
Track Ball
Touch Pad
Scanner
Touch Screen
Graphic Tablet
Microphone
Web Camera
Magnetic Ink Card Reader(MICR)
Optical Character Reader(OCR)
Bar Code Reader
Optical Mark Reader(OMR)
Stylus
Bio-metric
Digitizer

RBI the apex banking institution

RBI the apex banking institution, the Reserve Bank of India (RBI) has a basic function “…to regulate the issue of Bank Notes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage.” The RBI, which commenced operations on April 1, 1935, is at the centre of India’s financial system. Hence it is called the Central Bank. It has a fundamental commitment to maintaining the nation’s monetary and financial stability. It started as a private share-holders’ bank – but was nationalized in 1949, under the Reserve Bank (Transfer of Public Ownership) Act, 1948.
RBI is banker to the Central Government, State Governments and Banks. Key functions of RBI Include:
• Monetary policy
• Supervision of Banking companies, Non-banking Finance companies and Financial Sector, Primary Dealers and Credit Information Bureaus
• Regulation of money market, government securities market, foreign exchange market and derivatives linked to these markets.
• Management of foreign currency reserves of the country and its current and capital account.
• Issue and management of currency
• Oversight of payment and settlement systems
• Development of banking sector
• Research and statistics.
While RBI performs these functions, the actual banking needs of individuals, companies and other establishments are met by banking institutions (called commercial banks) and non banking
finance companies that are regulated by RBI.
RBI exercises its supervisory powers over banks under the Banking Companies Act, 1949, which later became Banking Regulation Act, 1949.

English Language course details for all IBPS, SSC and other competitive examinations

In competitive exam English question contain two parts:
(I) General English Knowledge:
In examination general question based on understanding power of English Knowledge like as essay, paragraph, comprehension and fill in the blank. In this section has no any grammatical rule to apply to solve questions and most of examination half of question contain general English knowledge.
      -Vocabulary means (Synonyms & antonyms)
      -Sentence formation, rearrangements & completion
      -Passage, Comprehension and Paragraph
      -Close test & fill in the Blank

(II) English Grammar Knowledge
In this section grammatical question are asked, grammatical rule are used to solve the question. The topics covered in this section are:
   -Article
   -Noun
   -Pronoun
   -Verb
Adjective
-Adverb
   -Preposition
   -Conjunction
   -Interjection and
   -Superfluous

Syllabus of Computer in IBPS examination

Fundamentals of the Computer :
1. Hardware and Software
2. Memory and Memory Units
3. Number System
2. Internet
3. Microsoft Office (MS-Office)
4. Networking
5. DBMS (Database Management System)
6. Programming Languages
7. Full Forms/Abbreviations and Important Terms
8. Shortcut Keys
9. Miscellaneous (Latest in Computers and Mobile Technology)