A Probationary Officer (PO) can reach up to the level of Chairman of a bank. You will be surprised to know that a number of heads of PSBs have started their career as a PO. Normally, the probation period is of two years in which the officer is exposed to different types of bank-related work. There are frequent transfers during the probation period. Once the probation period is over, the officer is appointed as an Assistant Manager and gets his or her permanent posting. Now a day, some banks are placing officers as Deputy Managers also, provided they pass the test conducted by the bank. After confirmation, officers can be posted in specific areas of banking.
Selection Procedure for Bank PO Exams:
Bank Probationary officer recruitment conduct by bank or IBPS organization. Written (prelim & main) examination contain five paper Numerical Ability, Reasoning, English, General awareness and computer/marketing each paper objective type after a qualifying minimum cutoff marks in written examination thereafter you qualified to the personal interview that is final round of bank officers selection.
Eligibility Criteria
A Degree (Graduation) in any discipline from a University recognised by the Govt of India or any equivalent qualification recognized as such by the Central Govt. All the educational qualifications mentioned should be from a University/ Institution/Board recognised by Govt of India/ approved by Govt Regulatory Bodies.
Age Limit
The candidate must be between the age of 20 and 30 years. Reservations and age relaxation are according to the Govt notification.
Relaxation of Upper Age Limit
| S. No. | Category | Age relaxation |
| 1. | Scheduled Caste/Scheduled Tribe | 5 years |
| 2. | Other Backward Classes (Non-Creamy Layer) | 3 years |
| 3. | Persons with Disabilities | 10 years |
| 4. | Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years’ military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment | 5 years |
| 5. | Persons ordinarily domiciled in the state of Jammu & Kashmir during the period 1-1-80 to 31-12-89 |
5 years |
| 6. | Persons affected by 1984 riots | 5 years |
Structure of the Examination
Syllabus for Bank P.O Prelims Online Examination:-
| Subject | Question No. | Max Marks | Course Details |
| Reasoning | 35 | 35 | View Details |
| Numerical Ability | 35 | 35 | View Details |
| English | 30 | 30 | View Details |
Syllabus for Bank P.O mains Online Examination:-
After qualified Prelims online examination then you appear for Mains Exam.
| Subject | Question No. | Max Marks | Course Details |
| Reasoning | 50 | 50 | View Details |
| Numerical Ability | 50 | 50 | View Details |
| English | 40 | 40 | View Details |
| General Awareness | 40 | 40 | View Details |
| Computer Awareness | 20 | 20 | View Details |
After qualified Mains online examination then you appear for GDPI (conducted by IBPS/SBI/RBI)
Each candidate will be required to obtain a minimum score in each test and also a minimum total score to be considered to be shortlisted for interview. Depending on the number of vacancies available, cutoffs will be decided and candidates will be shortlisted for interview. Prior to the completion of the interview process, scores obtained in the online examination will not be shared with the candidates shortlisted for interview. MARKS OBTAINED ONLY IN THE MAIN EXAMINATION WILL BE CONSIDERED FOR SHORTLISTING FOR INTERVIEW AND ALSO FOR FINAL MERIT LISTING.
Interview
Candidates who have been shortlisted in the main examination for CWE PO/MT will subsequently be called for an Interview to be conducted by the participating organisations and coordinated by the nodal bank in each State/UT with the help of the Institute for Banking Personnel Selection (IBPS) will be informed to the shortlisted candidates in the call letter. Candidates are required to download their interview call letters from the authorised IBPS website www.ibps.in. Please note that any request regarding change in date, centre etc of interview will not be entertained. However, the conducting agencies reserve the right to change the date/venue/time/centre etc of interview or hold supplementary process for particular date/session/venue/centre/set of candidates at its discretion, under unforeseen circumstances, if any. The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40% (35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of CWE (Main exam) and interview will be 80 : 20. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Main Examination of CWE PO/MT-V and Interview. Interview score of the candidates failing to secure minimum qualifying marks or otherwise barred from the interview or further process shall not be disclosed. A candidate should qualify both in the CWE and interview and be sufficiently high in merit to be shortlisted for subsequent provisional allotment process, details of which will be made available subsequently on the IBPS website.
Emoluments
Following would be the new pay structure of newly joined Probationary Officers:
| Components | Amount (Per Month approx) |
| Basic Pay | Rs 26,705 (Merged 60.15% of DA into current basic pay) |
| House Rent Allowance | Rs 1,996.2 (7.475% of Basic Pay) |
| Dearness Allowance | Rs 8,839.36 (33.1% of Basic Pay) |
| Total | Rs 37,541 |
| Cash in Hand | Rs 33,986 (approx) |