Government competitive exams are standardized tests conducted by various government bodies to assess candidates’ knowledge, skills, and abilities for specific job positions or academic programs. These exams are prevalent in many countries and cover a wide range of fields including civil services, ssc ibps banking, nda cds defense, cet education degree, and more.

IBPS Recruitment 2016 – Specialist Officers Apply Online (SPL-V)

Institute of Banking Personnel Selection (IBPS) has released notification for recruitment of I.T. Officer (Scale-I), Agricultural Field Officer (Scale-I), Rajbhasha Adhikari (Scale-I), Law Officer (Scale-I), HR/ Personnel Officer (Scale-I), Marketing Officer (Scale-I) vacancies through Common Recruitment Process (CRP SPL-V) in the Participating Organisations. Eligible candidates may apply online from 23-11-2015 to 10-12-2015. Other details like age limit, educational qualification, selection process, how to apply are given below…

BPS Specialist Officer Vacancy Details:
Name of the Exam: Common Recruitment Process (SPL-V)
Name of the Posts: Specialist Officers
1. I.T. Officer (Scale-I)
2. Agricultural Field Officer (Scale-I)
3. Rajbhasha Adhikari (Scale-I)
4. Law Officer (Scale-I)
5. HR/ Personnel Officer (Scale-I)
6. Marketing Officer (Scale-I)

IBPS is Conducting a Common Recruitment Process (CRP SPL-V) for selection of personnel in Specialist Officer Cadre vacancies in the following Public Sector Banks.

Cut off Score: Candidate have to secure a minimum standard score in each of the test and also minimum total score to be considered to be shortlisted for interview.

Age Limit: Candidates age should be minimum 20 years and maximum 30 years as on 10-12-2015. Candidate must have been born not earlier than 02-11-1985 and not later than 01-11-1995 (both dates inclusive). Age relaxation will be applicable as per norms.

Educational Qualification: Candidates should possess 4 year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation or PG Degree in Electronics/ Electronics & TeleCommunication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications or Graduation having passed DOEACC ‘B’ level for post 1, 4 year Degree (Graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Agri.Engineering/ Fishery Science/ Pisciculture/ Agri Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry for post 2, Post Graduation Degree in Hindi with English as a subject at the Degree (Graduation) level or PG degree in Sanskrit with English & Hindi as subjects at the Degree (Graduation) level for post 3. For more information regarding qualification refer notification.

Selection Process: Candidates will be selected based on Written Examination, Interview.

Application Fee: Candidates have to pay Rs. 600/- (Rs. 100/- for SC/ ST/ PwD candidates) through Online Payment by using Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.

How to Apply: Eligible candidates may apply online through IBPS website www.ibps.in from 23-11-2015 to 10-12-2015

Advetisement Details: CWE_SPL_V_Detail_Advt

Andhra Bank Recruitment 2015 – Apply Online for 200 Probationary Officer Posts(PGDBF)

We are looking for young, qualified, mobile and active minds who can be imparted with the necessary knowledge and skills required to be good all-round bankers through the 1 year Post Graduate Diploma in Banking and Finance course in tie-up with Manipal Global Education Services Private Limited, Bangalore.

On successful completion of the course within the stipulated time period, the candidate would be offered appointment in the Bank as Probationary Officer in Junior Management Grade / Scale-I which is presently in the scale of Rs. 23700- 980 x 7/30560-1145 x 2/32850-1310 x 7/42020. They will also be eligible for DA, HRA & CCA, as per rules in force from time to time. At present, the initial yearly emoluments (salary component only) of Junior Management Grade/ Scale-I Officer, including DA, HRA, CCA are approximately Rs 6.56/- lakhs in a Metropolitan Centre. Candidates shall be selected through a process consisting of online exam followed by Personal Interview. Interested candidates who fulfill the eligibility criteria may apply online by visiting website www.andhrabank.in during 17.11.2015 to 01.12.2015 and no other mode of application will be accepted.

Admission to the 1 year full-time post graduate diploma course in Banking and Finance from Manipal University comes with the assurance of a full-fledged Banking career with Andhra Bank on successful completion of the course.

Schedule of Events Dates

Start date for Online Registration 17.11.2015
Online Payment of Application Fees 17.11.2015
Last date for Online Registration 01.12.2015
Download of Call letter for Examination After 10.12.2015
Link to download call letters for PET After 09.12.2015
Conduct of PET(Pre exam Training) 16.12.2015 to 22.12.2015 (excluding 20.12.2015 i.e. Sunday)
Date of Examination 27.12.2015 STUDENT INTAKE (FOR THE SELECTION EXERCISE OF 2016-17)

More details: Click here

UPSC CDS 2016 (I) Entrance Exam Dates | UPSC CDS Examination Notification 2016

Combined Defence Service exam is conducted by Union Public Service Commission twice every year for recruitment to office cadre of the Army, Navy and Air force.
Candidates qualifying the written test are interviewed by the Service Selection Board and if finally selected, depending upon the choice given by the candidates and their merit list ranking, are sent to one of the following institutes for orientation training:
(a) Indian Military Academy , Dehradun
(b) Naval Academy, Goa
(c) Air Force Academy, Begumpet, Hyderabad
(d) Officers Training Academy ,
Chennai (e)
Officers Training Academy, Chennai 18th SSC Women (Non­Technical)
Women candidates are eligible for OTA (Officers Training Academy, Chennai) only
Those joining the first three institutes get permanent commission. Cadets passing out of Officers Training Academy get short service commission. Applicants are required to mention their preferences while filling up the application forms

Date of CDS exam 14th Feb 2016
Objective of CDS Recruitment into Army, Navy and Air Force.
Courses for which CDS Exam is conducted Permanent Commission (PC) Courses:-> Indian Military Academy (IMA Course at Dehradun), Indian Naval Academy (INA Course at Ezhimala), Indian Airforce Academy (IFA Course at Hyderabad).
Short Service Commission (SSC) Course:-> Officers Training Academy (SSC Non Technical Course for Men), Officers Training Academy (SSC Non-Technical Course for Women) at Chennai
Course Starting Date a) 1st Jan 2017 for IMA, INA and Air Force
b) April 2017 for Officers Training Academy
Selection Procedure Two Stages ( Stage I-> Written Test), Stage II ->5 day SSB Interview Procedure (to be held tentatively in Aug 2016))
Vacancies (200 for IMA, 45 for INA, 32 for Air force, 175 for OTA -Males, 05 for OTA -females) -Total 457
Mode of Applying ONLY Online (www.upsconline.nic.in)
Date of Notification 7th Nov 2015
Last date for filling of application 4th Dec 2015 till 11:59 P.M
Any Documents to be submitted NO (However, the documents will be required if a candidate qualifies for Stage II – SSB Interviews)
Fees Rs 200 (fee exempted for Females, SC, ST)
Eligibility Criteria -Educational qualifications a) For IMA, any graduate
b) For INA, degree in Engineering required
c) For AFA, degree in Engg OR any graduate (but with Physics/Maths at 10+2 level)
d) For OTA (both Men & Women), any gradutae
Any one in the final year can ALSO apply. (However, the certificates need to be submitted by 13th Nov 2016 for PC courses and by 1st Feb 2017 for SSC Courses
Eligibility Criteria – Date of Birth (DoB) for CDS -Feb 2016 a) For IMA, DoB should be from 2nd Jan 1993 to 1st Jan 1998.
b) For INA, DOB should be from 2nd Jan 1993 to 1st Jan 1998.
c) For AFA, DoB should be from 2nd Jan 1993 to 1st Jan 1997
d) For OTA (Men), DOB should be from 2nd Jan 1992 to 1st Jan 1998
e) For OTA (Women), DoB should be from 2nd Jan 1992 to 1st Jan 1998
Exam Pattern Maths (100 qs, 2 hrs), English (120 qs, 2 hrs), GK (120 qs, 2 hrs). Each paper (100 marks). However, any one applying for OTA will have to appear for ONLY English & GK
Type of questions Multiple Choice Questions (Paper based test)
Number of Questions/Marks Maths (100 qs), English (120 qs), GK (120 qs):-> 100 marks for each paper.
Number of choices for each question 4 (a, b, c, d), Only one answer correct
Negative marking One-third of the marks assigned to the question
Cut off marks for getting a call for Stage II (Interviews) It varies across the year. In 2014, it was 99 marks for IMA and Navy , 129 marks for Airforce, 78 marks (out of 200) for Officers Training Academy
Number of cities (written test) 41

notification more details: CDS-I-2016

cds batch

IBPS Clerical Prelim and Mains Exam Syllabus:

IBPS provides its service to all Public Sector Banks, SBI, Associate Banks of SBI, RBI, NABARD, SIDBI, few Co.op.Banks, LIC & Insurance companies which are regular members of the IBPS society. In addition to that Regional Rural Banks, many Public Sector Undertakings of Non­financial sectors, Government Departments, State owned companies and Corporations also avail its services. Some major universities and reputed Management institutes engage IBPS regularly for conduct of their “Admission Tests”.
This indicates that more and more candidates are getting attracted towards job opportunities in Banking, Insurance and Financial sectors and directly/ indirectly, are showing their confidence in the system of the On­line tests conducted by IBPS which are absolutely fair,transparent and test of job relevant skills, aptitudes and knowledge.
Online test syllabus for Quantitative Math:
Simplification
Fraction
Approximate
Series
Averages
Ratio and Proportion Age, Partnership
Allegations and Mixtures
Percentages
CI and SI
Profit and Loss
Time and Distance
Boat and stream
Time and Work
Pipe and Cistern
Commercial Maths
DI and DS
Area & Perimeter
Clocks and Calendars

Last minutes banking updates for IBPS P.O Exam:

  • MICR code consists of how many digits- 9 digits. (First three digits denotes city, next three digits representing the bank and the last three digits representing the bank branch)
  • What is the minimum limit in RTGS system -2 lakhs (there is no upper limit in RTGS)
  • What is full form of CTS – Cheque Truncation System
  • Under which service, customers may access their bank account and perform basic transactions from any of the member branch offices – Core Banking Solution (CBS)
  • Exchange of cash flow in different currency is known as – Currency Swap
  • Assets or loans which stop performing after 90 days is known as Non Performing Asset (NPA).
  • Who controls the Monetary Policy in India – RBI (Reserve Bank of India).
  • RuPay card is issued by NPCI (National Payments Corporation of India).
  • Definition of Current Account deficit – A measurement of a country’s trade in which the value of goods and services it imports exceeds the value of goods and services it exports.
  • Full form IFSC – Indian Financial System Code ((The IFSC is an 11 digit alpha numeric code, with the first four digits identifying the bank, fifth is numeric (kept 0) and the last six digits represent the bank branch.))
  • Commercial paper can be issued for a maximum period of 365 days or 1 year.
  • The Mutual funds in India follow accounting standards laid by SEBI (Securities and Exchange Board of India)
  • Minimum amount for Certificate of Deposit has been fixed at Rs. 1 Lakh.
  • AML is a term mainly used in the financial and legal industries. Expand the term AML- Anti Money Laundering
  • PIN is a number allocated to an individual and used to validate electronic transactions. Expand PIN (Personal Identification Number)
  • Repo rate is the rate is the rate at which RBI lends money to the commercial banks.
  • A cheque which is presented to a bank after 3 months from date of issue is considered as stale cheque and will often not be honored for cash or deposit at a bank.
  • Bancassurance: The selling of life assurance and other insurance products and services by banking institutions.
  • KYC: KYC guidelines is to prevent banks from being used, intentionally or unintentionally, by criminal elements for money laundering or terrorist financing activities. Know Your Customer (KYC) guidelines are issued under: Ans: Section 35A of the Banking Regulation Act, 1949
  • BSBDA (Basic Savings Bank Deposit Account): the credits in a financial year does not exceed rupees Rs. 1 lakh
  • In BSBDA (Basic Savings Bank Deposit Account) the balance at any point of time does not exceed rupees: Ans: Rs. 50,000
  • In BSBDA (Basic Savings Bank Deposit Account) the withdrawals and transfers in a month does not exceed rupees Rs. 10,000
  • CASA: Current Account Saving Account
  • In what denominations Commercial Paper (CP) can be issued Rs. 5 lakh
  • 2500 is the minimum denomination of Treasury bills to issue in India.
  • Certificate of Deposit (CD) cannot issue Regional Rural Banks (RRBs) and Local Area Banks (LABs)
  • ASBA: Application Supported by Blocked Amount.
  • Depositor Education and Awareness Fund (DEAF) is maintained with RBI.
  • Cash Reserve Ratio (CRR) is the amount of funds that the banks have to keep with Central Bank (RBI).
  • Maximum amount per transaction NEFT limit for cash-based remittances to Nepal Rs. 50,000.
  • CAR: Capital Adequacy Ratio
  • When money is lent or borrowed for one day or on overnight basis it is known as Call Money.
  • When money is lent or borrowed for between 2 days and 14 days it is known as Notice money
  • When money is lent or borrowed for a period of more than 14 days, it is known as Term money.
  • Treasury Bills and Certificate of Deposit are considered as the negotiable money market instruments.
  • Commercial Paper (CP) is an unsecured money market instrument issued in the form of a Promissory note
  • 5 lakhs is the upper limit in Public Provident Fund (PPF).
  • As per RBI guidelines, with effect from April 1, 2012, the validity period of Cheques, Demand Drafts, Pay Orders and Banker’s Cheques is 3 months.
  • 90 days is the time limit for an asset or loan to be declared as Non-Performing Asset.
  • Deposit Insurance and Credit Guarantee Corporation (DICGC) does not cover Primary co-operative societies.
  • RBI measure to liquidate the market: Repo rate.
  • Full form of EFT: Electronic Fund Transfer
  • Fastest mode of transaction: RTGS
  • Daily Basis Bank pays interest on savings account.
  • What is the loan limit for education under priority sector for studies abroad Rs. 20 lakh (Loans to individuals for educational purposes including vocational courses upto Rs.10 lakh for studies in India and Rs. 20 lakh for studies abroad are included under priority sector.)
  • Fixed Deposit (FD)Account may be opened for a minimum period of: Ans: 7 days 52 and minimum amount Rs.1000 required to open a Fixed Deposit (FD).
  • The Banks has converted all ‘no – frills’ accounts’ into Basic Savings Bank Deposit Accounts
  • ‘Pradhan Mantri Jan Dhan Yojana’ is a Scheme for Financial inclusion & overdraft facility to be provided in ‘Pradhan Mantri Jan Dhan Yojana’ scheme Rs. 5,000.
  • In CBS, C stands for Core Banking Solution.
  • In CRAR, A stands for Capital to Risk Weighted Assets Ratio)
  • IMPS – Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones in India, the facility is provided by NPCI (National Payment Corporation of India).
  • The Central Bank of India has adopted new measure of inflation Consumer Price Index (CPI)
  • When a cheque is torn into two or more pieces and presented for payment, such a cheque is mutilated cheque.
  • Deputy Governor of RBI appellate authority in Banking Ombusdsman. If any customer is not satisfied by the decision of Banking Ombudsman, customer can appeal against the award before the appellate authority within 30 days.
  • ATMs or Cash Dispensing machine which are owned and operated by Non-Banking Financial Companies are called White Label ATMs.
  • RBI gave in-principle for Banking license to IDFC and Bandhan and Minimum capital requirement for new banks in private sector is 500 crore.
  • A Non-Banking Financial Company (NBFC) is a company registered under Companies Act, 1956 and Minimum capital requirement for Non-Banking Financial Company (NBFC) is Rs. 500 crore.
  • The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months ( and maximum period of 60 months)
  • A NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI and the present ceiling 12.5%pa.
  • Minimum capital requirement for Foreign banks that want to set up operations in India is Rs. 500 crore.
  • 100 crores minimum paid-up capital requirement of both small banks and payments banks in India.
  • RBI extended the timeline for full implementation of Basel III norms till 31 March 2019.
  • SLR (Statutory Liquidity Ratio) is the amount a commercial banks needs to maintain in the form of Cash or Gold or govt. approved securities.
  • Marginal Standing Facility (MSF) is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.
  • Treasury bills (T-bills) issue Government of India and Treasury bills are available for a minimum amount Rs. 25,000
  • to implement GST (Goods & Services Tax) new indirect tax regime from 1st April 2016.
  • RBI extends deadline for exchanging pre-2005 currency from June 30, 2015 to December 31, 2015.
  • 2000 amount RBI allows in ‘Tap and pay’ transactions without PIN.
  • RBI lifted a ban on carrying Indian bank notes of Rs 1,000 and Rs. 500 denominations to and from Nepal and Bhutan.
  • Pension scheme for unorganized sector Swavalamban.
  • Full form of REIT: Real State Investment Trust.
  • Forward Market Commission merge with SEBI.
  • Purpose of starting Minor account for 10 years children Financial inclusion.
  • Full form of CVV: Card Verification Value.
  • (BIS)Bank of International Settlement headquarters in Switzerland.
  • RBI appoints Banking Ombudsman officer.
  • IFRS full form International Financial Reporting Standards.
  • Corporate Social Responsibility committee headed is by Anil Baijal.
  • NABARD is the Regulatory body for RRBs.
  • Mutual funds regulated by SEBI (Securities and Exchange Board of India).
  • MTSS stand for Money Transfer Service scheme.
  • 2% of NDTL amount of money can RBI lend to a bank.

Banking Awareness: IBPS Exam related banking word:

Balance: the difference between credits and debits in an account
Bank charges: money paid to a bank for the bank’s services etc
Branch: local office or bureau of a bank
Checkbook: book containing detachable checks; chequebook
Check: written order to a bank to pay the stated sum from one’s account; cheque
Credit: money in a bank a/c; sum added to a bank a/c; money lent by a bank
Credit card (plastic) card from a bank authorising the purchasing of goods on credit
Current account: bank a/c from which money may be drawn at any time; checking account
Debit: a sum deducted from a bank account, as for a cheque 
Deposit account: bank a/c on which interest is paid; savings account
Fill in: to add written information to a document to make it complete; to fill out
Interest: money paid for the use of money lent – interest rate.
Loan: money lent by a bank etc and that must be repaid with interest.
Overdraft: deficit in a bank account caused by withdrawing more money than is paid in
Pay in: [paid, paid] to deposit or put money in to a bank account
Payee: person to whom money is paid
Paying-in slip small document recording money that you pay in to a bank account
Standing order: an instruction to a bank to make regular payments
Statement: a record of transactions in a bank account
Letter of credit: a letter from a bank authorising a person to draw money from another bank
Bill of lading: list of goods and shipping instructions; waybill
Point of sale. the place where a product is actually sold to the public
A.T.M. Automated Teller Machine; cash dispenser
Banknote: a piece of paper money; bill
Bill a banknote: a piece of paper money
Black market: illegal traffic in officially controlled commodities such as foreign currency
Bureau de change:  establishment where currencies of different countries may be exchanged
Cash: coins or bank notes (not cheques); actual money paid as opposed to credit
Cash dispenser: automatic machine from which clients of a bank may withdraw money; ATM
cashier: person dealing with cash transactions in a bank, store etc
Currency: the money in general use or circulation in any country
Exchange rate: the rate at which one currency can be exchanged for another
Foreign exchange: the currency of other countries
Hard currency: currency that will probably not fall in value and is readily accepted
Invest:  to put money for profit into business, land etc – investment
Legal tender: currency that cannot legally be refused in payment of a debt
Petty cash: a cash fund for small, everyday expenses
Soft currency: currency that will probably fall in value and is not readily accepted
Speculate: (risky) buying of foreign currency, land etc for rapid gain – speculation
Transaction: a (usually commercial) exchange; a deal – to transact 

Admit Card For COMBINED HIGHER SECONDARY Level Exam, 2015

WARNING
DEAR CANDIDATES PLEASE DO NOT MULTIPLE DOWNLOAD YOUR ADMIT CARD. IN CASE OF MULTIPLE DOWNLOAD OF DUPLICATE ADMIT CARD, SSC MAY BLOCK YOU FROM DOWNLOADING ADMIT CARD, FURTHER. All The Best for CHSL

To download admit Card click here region wise:

Eastern Region   
Kerala Karnataka Region   
Southern Region  
North Eastern Region   
Western Region   
Madhya Pradesh Region  
Central Region  
North Western Region 
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Some corrigendum for CHSL (10+2) Examination click here

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TJSB Sahakari Bank Ltd RECRUITMENT IN TRAINEE OFFICER CADRE

TJSB Sahakari Bank Ltd. is a fast growing and one amongst the leading top three Urban Co-operative Banks in the country is hiring talented and aspiring individuals for the post of “Trainee Officer” of the Bank. Interested candidates may apply online between 23.10.2015 to 02.11.2015 (inclusive of both days) only through the Bank’s website (www.tjsb.co.in – Career Opportunities) after carefully going through the instructions contained in this advertisement. RECRUITMENT IN TRAINEE OFFICER CADRE – 2015-2016 GUIDELINES